Should I file a small claim with my insurance company is a common question we receive on a routine basis. Bob Newsome the President of Business Insurance Center talks about whether to file a small claim for automotive-related issues.
Bob says the question is should you turn in that small claim? And his answer is that if you know you are not going to have any other claims, then yes, submit it. The problem is, none of us know if we are going to have any other claims.
It is not so much that one windshield is going to make your rates go up but if you have multiple claims, they look at that and say there is a frequency problem. For example, if someone just filed their third claim, even if the first two were minor such as a tow or a crack in the windshield the insurance company looks at it as a frequency issue.
The insurance company can look at a windshield crack as the driver was following too close behind a truck. And that if they are given 6 car lengths behind, the crack in the windshield would have never happened.
Should I file a small claim with my insurance company is something to consider and we can help you with that. Reach out to us today for your auto insurance needs.
Business Insurance Center has three centers in Central Florida to help serve your needs.
Business Insurance Center 6979 Kingspointe Pkwy Unit 9 Orlando, FL 32819 407-354-9868
Business Insurance Center 325 North Belcher Rd 1st Floor Clearwater, FL 33765 727-726-4989
Business Insurance Center 1700 South Florida Ave Lakeland, FL 33803 863-616-1755
