Business Insurance Center’s income protection specialist Jaclynn Kelly talks about long term care insurance in this video. Long term care insurance has changed drastically over the years.
What once was known as nursing home insurance is now customized for your family to pay for professional care for their loved ones in the privacy of their own home or a skilled facility whichever you chose.
These contacts can also dictate a daily benefit to cover everyday living expenses. Premiums can be locked in at an early age to minimize overall contacts costs years before long term care may be needed.
Many clients now are purchasing all long-term care insurance between the ages of 45-55 in order to lock in that lower premium while it is still affordable and during their working years. Unfortunately, many still wait until after they retire at age 65 when the need to secure long-term care is more vital.
What they find is that the premiums are just much too high to even consider it. After a thorough needs analysis, you may choose to self-insure or supplement your long-term care planning with one of our customizable contracts.
We hope you enjoyed learning about long term care insurance, contact us, and let us help you walk you through this today.
Business Insurance Center has three centers in Central Florida to choose from.
Business Insurance Center 6979 Kingspointe Pkwy Unit 9 Orlando, FL 32819 407-354-9868
Business Insurance Center 325 North Belcher Rd 1st Floor Clearwater, FL 33765 727-726-4989
Business Insurance Center 1700 South Florida Ave Lakeland, FL 33803 863-616-1755
